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Families & the Path to Homeownership

In a constantly changing world, the longing for a home that offers comfort and security remains unchanged. Families naturally ask themselves questions like: "Can we even afford to buy a home? How do we find the perfect house for us? What kind of lifestyle do we want to pursue for the rest of our lives?" Do you feel overwhelmed by the sheer volume of information, risks, and factors involved, and don't know where to start?

(Just) three key questions stand between you and the realization of your vision

  • What financing options do we have?
    You have various options for financing a home. These include traditional mortgages from banks or credit unions, government-backed programs such as KfW grants (Kreditanstalt für Wiederaufbau), equity financing, and, in some cases, rent-to-own. Your financial plan should take your financial situation and creditworthiness into account to help you find the financing option that’s right for you.

  • Should we build a new home or buy one?
    The decision of whether to build a new home or buy an existing one depends on various factors, including your preferences, your budget, the available real estate listings in your desired area, and your timeline. Building a new home offers you the opportunity to design a custom home tailored to your wishes, while buying an existing home can often be completed more quickly and may be more cost-effective.

  • Which neighborhood suits us best: city or countryside?
    The choice between city and countryside depends on preferences, lifestyle, workplace, family needs, and other factors. In the city, you often have easy access to amenities such as shopping, restaurants, cultural events, and workplaces, while country life is often quieter, more spacious, and closer to nature. It’s important to consider your priorities and weigh the potential pros and cons of each option to find the neighborhood that best suits your family.

We’ll guide you through the entire process


With an experienced real estate agent, finding a home for your family becomes easier. We’re here to help you find a home that perfectly fits your unique lifestyle.

Let’s focus together on the exciting journey ahead—moving into your new home, where your family can continue to thrive.

We can help you assess your individual situation, explore the various options, and weigh the risks and opportunities.

This way, you can make an informed decision that aligns with your financial goals and risk tolerance—and, of course, your vision for your dream home.

Our extensive database offers a wide selection of properties that could become your new home

We place great importance on thoroughly understanding our clients’ individual needs and preferences. We conduct in-depth consultations to accurately capture their vision for their home and work together to develop a clear plan.

We then assist our clients in finding the ideal location for their home. In doing so, we consider key factors such as location, infrastructure, surroundings, and future prospects. Our goal is for our clients to acquire not just a house, but a true home that meets their individual needs and expectations and where they feel completely at ease.

FAQ

Frequently Asked Questions

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How much equity do I need to finance an existing home?

The amount of down payment required to purchase an existing home depends on various factors, including the purchase price, financing terms, and the lender’s specific requirements. However, a down payment of about 20% of the purchase price is generally recommended to secure favorable financing terms.

How long is the term of a home loan?

The term of your mortgage depends on various factors, such as the amount of your monthly payment, the loan amount, and any extra payments you might make. However, the only factor you can choose yourself is the length of the fixed-rate period. In recent years, especially since the pandemic, interest rates have been rising steadily. For this reason, we currently recommend a shorter fixed-rate period.

What should the monthly payment be for a home loan?

Your monthly mortgage payment should not exceed 35% of your net household income. This will give you enough leeway to cover other daily expenses and living costs.

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Let’s talk about your real estate plans.

During a personal consultation, we’ll discuss your goals, identify realistic options, and work together to develop the right strategy for your project. We look forward to meeting you.

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